Kina ka daidaita farashin kuɗi da haɓaka?

Question

Accepted Answer

Daidaita farashin kuɗi da haɓaka yana nufin **kashe kuɗi da gangan a wuraren da ya fi dacewa da haɓaka da yanke kuɗi da mugun gida a wuraren da ba shi da wuyar haɓaka**, da canja ta ƙimanin kuɗi kamar yadda matakin kamfani da kasuwa suka taba. Ba shi ne game da rashin kuɗi; shi ne game da haɓakan da ke da karfi.

## Yadda aka yi tunani game da shi

```text
FRAME EVERY SPEND BY ITS RETURN
- Invest where it drives growth or durable efficiency
- Cut waste that doesn't (idle infra, low-value projects, over-provisioning)
- Match the posture to the moment:
    growth market / well-funded → invest for speed and share
    tight market / runway pressure → efficiency and unit economics
- Watch unit economics: cost to serve each customer
```

Buri shine **karfin haɓaka**: haɓawa yayin da ake jiya farashin wannan haɓaka a saiwa.

## Misali na aiki

Gashin farashin kuɗin jiya, CTO ya yanke farashin giwa 25% ta hanyar daidaita daidai da ajiyar kuɗi na lokaci gida, ya kashe aiki biyu masu rashin tasiri, sannan ya mayar da ajiyar kuɗi zuwa watanni kaɗan da suke tafiya da kuɗi, tare da kare haɓaka yayin da ake haɓaka karfin kuɗi.

## Magudanturawa da jinkira

- **Jinkira:** yanke kuɗi sosai har sai ka yanke haɓaka da abubuwan ci gida (hannu mara amfani).
- **Jinkira:** saba da farashin kuɗi a lokaci mai niyya har sai da ka yi saurin karfin kuɗi a hankali.
- Yanke farashin kuɗi na iya cutar da kibiya da sauri; inda ka yanke kuɗi yana da mahimmanci kamar nawa ka yanke shi.

## Me ya sa haka ya kasance mahalaci

Kamfanoni suka gazawar duka ta hanyar kashe kuɗi dan zuwa bankaranci da ta hanyar rashin saka-kudin-jiya.

CTO wanda ke gudanar da daidaitaccen farashin-kuɗi da haɓaka, investin inda ya fi haɓaka, yanke inda ba shi, da canja tare da kasuwa, ya kiyaye kamfani cikin gaba-jiya da karfin jiya ta kuɗi.

Wannan daidaitaccen nauyi ya zama babbar aiki na jiya.