A matakin kalangu, kudi-kudi na fasaha shine jerin abin da ake sarrafawa, ba waje da cewa ake cire shi. Manufar ba ita ce kudi-kudi mara tsafin ba; ita ce jiyya da kudi-kudi a mataki inda ba zai kamata gajeriyar saurin aiki, amincin aiki, ko ikon isar da daidaitattun hanyar yin aiki ba.
Yadda za a tunanin haka
MAKE DEBT VISIBLE AND PRIORITIZED
- Inventory the debt that actually hurts (slows delivery, causes incidents)
- Classify: strategic (deliberate) vs accidental vs decay/rot
- Quantify impact in business terms (velocity, downtime, churn risk)
- Allocate a steady % of capacity to paydown (commonly 15-25%)
Ba duka kudi-kudi ba ne ke da matukar ma'ana a biyan. Kudi-kudi a cikin tsarin da ya kwanta, wanda ba a canja daga ba, ana iya barin shi; kudi-kudi a cikin waje da ke da sauri, ya kamata a biyan shi da farko.
