Ina fassara tech debt zuwa harshen da masu sauraro suke amfani da shi: kuɗi, sauri, da haɗari. Stakeholder mara fasaha ba ya damuwa game da coupling ko test coverage; suna damuwa cewa fasaloli suna zama masu jinkiri da tsada don fitarwa. Don haka ina tsara debt a matsayin matsalar kuɗi da delivery, ba matsalar code ba.
